HDFC Value Plus Credit Card Features & Benefits

HDFC Value Plus Credit Card Features & Benefits

Apply HDFC Value plus Credit Card Online

It's power packed with a host of unmatched features that provides your family with true Value and savings.
No wonder we call it the Value Plus Credit Card. Like the name suggests, the Value Plus Credit Card brings you added value unlike any other card. It is a Guaranteed Cash Back card which enables you to earn up to 5% Cash Back on your spends.

Value Plus Cashback- Anytime Anywhere
Use your Value Plus Credit Card anywhere anytime during the year and avail up to 5% cashback on all retail spends.

Railway, Hospitals, Medical stores : Cash back 5%
Grocery, Dept Stores, Supermarket, Restaurants : Cash back 1.50%
All other retail spends : Cash back 0.50%

The cashback will be credited to your card account in subsequent statement subject to the condition that the total amount due in the current statement is Rs 7500 or above. The change is effective from 1st sep 2007.

Worldwide acceptance :
The HDFC Bank International Value Plus Credit Card is accepted at over 23 million Merchant Establishments around the world, including 110,000 Merchant Establishments in India.

Cash Advance :
Just step into any one of our ATMs or VISA Member ATMs and withdraw cash up to 30% of your credit limit at a very nominal charge (Please refer to the Schedule of charges).

Revolving credit facility # :
This feature allows you to pay a minimum amount, which is 5% (subject to a minimum amount of Rs.200) of your total bill amount or any higher amount whichever is convenient for you. You can then carry forward the balance to a better financial month, for which you pay a charge of 3.25% per month.

Interest Free Credit Period :
Your Card now gets an Interest Free Credit Period of up to 50 days from the date of purchase (subject to the submission of the charge by the Merchant). Subsequently, if you carry forward your outstanding balance you just pay a nominal interest of 3.25% per month.

Balance Transfer Option:
If you have any other credit card and wish to transfer their balances to your HDFC Bank International Value Plus Card, those balances will attract a nominal charge for a period of six months from the transfer date. The outstanding amount transferred can be up to 50% of your HDFC Bank International Value Plus Card Credit Limit.

Lost Card Liability :
If you happen to lose your Card, don't panic. The first thing to do is Call us at any of our 24-Hour Customer Call Centers and report the loss. Please make sure that you file a Lost report for the Lost/Stolen Card at the nearest police station and send us the acknowledgement copy.

Note : All the complementary insurance benefits are withdrawn. You can earn Max of Rs 500/- cashback in a month. The changes are applicable wef 1st sep 2007.

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