HDFC Gold Business Credit Card - Features & Benefits

HDFC Gold Business Credit Card - Features & Benefits

Apply HDFC Gold Business Credit Card online

It makes Perfect Business Sense - Better Business with HDFC Bank International Business card.
Welcome to the world of exclusive privileges and world class services. The HDFC Bank International Business Card is designed to add value to your business, while keeping in mind the conveniences and lifestyle benefits for business owners and the self employed community specifically.

To know more about the features, services and how you can benefit from the HDFC Bank Gold BusinessCard, read on.

Features of Gold BusinessCard

Better Business with the HDFC Bank Businesscard

* Higher Credit Limits
Get Up to 10 lacs as credit limit on the card basis the company / business financials.
* Spend Based Interest Rates #
Pay lesser rate of interest when you spend more on the Gold Businesscard. The card offers you a unique benefit of spend based interest rates. i.e. The more you spend on the card in a month the less interest you accrue. The interest rates are 3.25% pm for spends upto Rs 10000 in a month and 3.05% for spends above Rs 10,000 on incremental spends.
* Petro Surcharge Waiver
Drive the extra mile with the Gold Businesscard. Enjoy full waiver of the fuel surcharge across all fuel pumps.


Business Savings

* Earn rewards with your Card*
Enjoy the benefits of our exciting Rewards Programme. You will earn 1 Rewards Point for every Rs.200 spent on your Card. By accumulating these, you can redeem them into airmiles, gift cards and host of exciting gifts and offers.
* Save on Business spends
Save on your business related spends with our extensive partner tie-ups. Our partner tie-ups are across office and business equipment, services and supplies, Travel services, Telecommunications & Security System and Services with leading brands including Acer Laptops, HP/Canon/Xerox Printers, Honda Power products, Reliance world Blackberry, Tata AIG and many more....

Business and Travel Insurance Covers

HDFC Bank Gold Businesscard provides you insurance against various risks the business and the cardholder might face.

* Business Insurance
The card offers inbuilt insurance to cover your business office premises towards fire and burglary for up to 2 lacs.
* Travel Insurance Covers
o Air Accident Cover - 10 Lacs.
o Rail / Road Accident Cover - 3 Lacs.
o Purchase Protection - 50,000.
o Hospitalisation Cover - 50,000.

Comprehensive travel covers covering loss of baggage, loss of air ticket, delayed flight, late baggage arrival and loss of passport.


Other Features

* Cash at your fingertips
In a situation where you need cash, just step into any one of our ATMs or MasterCard Member ATMs and withdraw cash upto 40% of your credit limit at a very nominal charge.
* Free Credit Period*
Enjoy up to 45 days interest free credit on your purchases.

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